Terms & Conditions

Welcome to https://stableretirementresearch.com (the “Website”), operated by Retirement Research Foundation (“Company”, “we”, “us”, or “our”).

These Terms and Conditions (“Terms”) govern your use of the Website, including any content, tools, SMS communications, or interactions between you (the “User”) and the Company.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must stop using the Website immediately.

1. Company Information

Business Name: Retirement Research Foundation
Website: https://stableretirementresearch.com
Email: support@stableretirementresearch.com
Business Address: 8765 W Higgins Rd Ste 430, Chicago, IL 60631-4172

2. Changes to These Terms

We may update or revise these Terms at any time. Any modifications will be posted on this page, and continued use of the Website constitutes acceptance of the updated Terms.

3. Acceptable Use of the Website

We grant you a limited, non-transferable, revocable license to access and use the Website for personal, informational, and non-commercial purposes. You agree not to:

• Copy, reproduce, publish, or distribute Website content without prior written permission
• Use the Website for commercial exploitation or resale
• Introduce malware, harmful code, or disrupt Website functionality
• Attempt unauthorized access to servers, databases, or restricted areas
• Use automated scripts, bots, scrapers, or extraction tools without permission
• Engage in any activity that could damage or overburden the Website

All intellectual property remains the exclusive property of Retirement Research Foundation or its licensors.

4. Cookies and Tracking

By using the Website, you consent to our use of cookies as described in the Privacy Policy. Cookies may be used for personalization, analytics, performance monitoring, or functionality. Third-party partners may also use tracking technologies subject to their own policies.

5. SMS Communications

By providing your mobile number, you agree to receive recurring automated SMS messages from Retirement Research Foundation, which may include:

• Service-related notifications
• Educational updates and market insights
• Optional promotional messages

Message frequency may vary. Standard message and data rates may apply.

By opting in, you acknowledge that your consent represents express written permission as defined under the Telephone Consumer Protection Act (TCPA). Consent is not required to access or use the Website.

You may opt out at any time by replying: STOP, UNSUBSCRIBE, CANCEL, QUIT, or END. For help, reply HELP or contact support@stableretirementresearch.com.

We do not sell or share SMS opt-in data with external marketers.

6. User Content and Conduct

You agree not to upload, post, or transmit any content that:

• Violates laws or third-party rights
• Contains offensive, defamatory, harmful, or misleading material
• Includes malware, viruses, or harmful scripts
• Constitutes unwanted solicitation, spam, or advertising

Any messages or content you submit (excluding personal information covered by the Privacy Policy) may be used by the Company for operational or analytical purposes. We reserve the right to monitor, edit, or remove content that violates these Terms.

7. Intellectual Property

All materials on the Website—including text, design, graphics, logos, layout, and software—are the property of Retirement Research Foundation or its authorized licensors. Unauthorized use, reproduction, or distribution of any Website materials may result in legal action.

8. Availability and Access

We strive to keep the Website accessible at all times, but we do not guarantee uninterrupted uptime. Access may be limited due to maintenance, system updates, network issues, or force majeure events. We are not responsible for losses resulting from downtime or access interruptions.

9. Third-Party Websites

Our Website may contain external links. We do not control and are not responsible for third-party content, policies, or security practices. Your interactions with external sites are entirely at your own risk.

10. Disclaimer of Warranties

The Website and its content are provided “as is” and “as available”, without warranties of any kind, express or implied. We do not guarantee that:

• The Website will always be secure, functional, or error-free
• Content will always be accurate or up to date
• The Website will remain uninterrupted or free from harmful components

Use of the Website is at your own discretion and risk.

11. Limitation of Liability

To the maximum extent permitted by law, Retirement Research Foundation shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of data, revenue, profits, business opportunities, or reputation
• Damages arising from Website downtime, errors, or third-party service failures

Nothing in these Terms excludes liability for fraud, intentional misconduct, or personal injury caused by negligence.

12. Indemnification

You agree to indemnify and hold harmless Retirement Research Foundation and its affiliates from any claims, damages, liabilities, or expenses resulting from your use of the Website or violation of these Terms.

13. Termination

We may suspend or restrict access to the Website at our discretion for any breach of these Terms or applicable law. Provisions relating to intellectual property, disclaimers, limitations of liability, and governing law will survive termination.

14. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the State of Illinois (or your preferred choice). Any disputes shall be resolved exclusively in the state or federal courts located in that State.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the full agreement between you and Retirement Research Foundation regarding use of the Website. If any provision is deemed invalid, the remaining provisions remain in full force and effect.

16. Contact Us

Retirement Research Foundation
8765 W Higgins Rd Ste 430, Chicago, IL 60631-4172
Email: support@stableretirementresearch.com
Website: https://stableretirementresearch.com